At some stores, you can still complete the payment even if your Balance (excluding Savings) is not enough.
If your “Max Spend” allows it, you will be able to proceed and complete the transaction successfully.
If the missing amount exceeds €2, it will be withdrawn from your bank account along with a €0.25 fee.
After the transaction, your Balance will be set to €0.
✍️ Example
Balance: €10
Amount to pay: €16
Since your Balance isn’t enough to cover the full amount, we will use the €10 available and withdraw the remaining €6 from your bank account.
A €0.25 fee will be added to this withdrawal, for a total of €6.25.
After the transaction, your Balance will be €0.
Balance: €10
Amount to pay: €16
Since your Balance isn’t enough to cover the full amount, we will use the €10 available and withdraw the remaining €6 from your bank account.
A €0.25 fee will be added to this withdrawal, for a total of €6.25.
After the transaction, your Balance will be €0.
🔔 Don’t worry, your “Max Spend” and any applicable fees will always be shown before payment.
🏦 We securely withdraw the amount from your bank account based on the authorization you provided during sign-up. Each transaction and related fee must be confirmed by you at the time of payment.