The Money Box and Satispay funds are both investment tools that can make your savings grow, but they differ mainly in their features, risks, and deposit/withdrawal timelines:
Invested Money Box
⚠️ Risk level: low. This is a money market fund: an investment tool that pools capital to invest in low-risk, highly liquid, and short-term financial assets. These include short-term government bonds, bank deposits, and bonds issued by companies with high credit ratings.
🎯 Goal: to generate returns on your liquidity in the short term.
⌛ Deposit and withdrawal times: deposit within 1 business day, withdrawal to your Satispay Balance is immediate.
Satispay Funds
⚠️ Risk level: variable. Depending on the chosen fund, the risk level can range from medium to high, aiming for potentially superior returns in the long run.
🎯 Goal: capital growth over a longer time horizon, based on your ambition and risk tolerance.
⌛ Deposit and withdrawal times: up to 4 business days.
Investments involve risks, including the potential loss of capital. Returns are not guaranteed; they are variable, subject to taxation, and influenced by market fluctuations.