It is important to remember that investing involves risks and that the invested capital is not protected or guaranteed.
The funds are composed of financial instruments that follow market trends and, by their nature, are subject to fluctuations in value. A negative return indicates that, at that moment, the value of your investment is temporarily lower than the amount you initially deposited.
What does this mean in practice?
You can lose part or all of the invested capital. Losses are possible, especially in the short term.
These fluctuations are part of the normal dynamics of an investment with a longer time horizon. The value can go up and down over time.
If you want to make your savings grow, you can also consider the Invested Money Box, which is a fund with generally lower volatility and risk.
Even the Invested Money Box is an investment and carries risks, but it is structured to offer greater stability compared to the funds in the Investments section.
This FAQ is purely for informational purposes and does not constitute investment advice or a personalized recommendation.